If you are looking for a dessert that feels like pure joy in every bite, then this No-Bake Millionaire Pie Recipe is exactly what you need. Creamy, rich, and layered with delightful textures like crunchy pecans, shredded coconut, and a bright hint of pineapple, this pie is the ultimate treat that comes together in just 15 minutes without even turning on the oven. With its buttery graham cracker crust and luscious filling, it’s no wonder this pie quickly becomes a favorite for gatherings or simply indulging yourself on any day of the week.

Ingredients You’ll Need
The beauty of this pie is how straightforward and approachable the ingredients are, yet each plays an essential role in creating a perfectly balanced flavor and texture. From the crisp crust to the creamy filling, every element is thoughtfully chosen to make this dessert irresistible.
- Graham cracker crumbs (1 1/2 cups): Forms the base with a sweetly crunchy texture that holds everything together.
- Granulated sugar (1/4 cup): Adds just the right amount of sweetness to the crust.
- Unsalted butter, melted (1/2 cup): Binds the crust ingredients and lends a rich, buttery flavor.
- Cream cheese, softened (8 oz): Creates a silky smooth foundation for the filling’s creamy richness.
- Powdered sugar (1/2 cup): Sweetens and balances the tang of the cream cheese gently.
- Heavy cream (1 cup): Whipped into fluffy peaks, it adds lightness and volume to the filling.
- Sweetened condensed milk (1/2 cup): Brings a luscious sweetness and smooth texture unlike any other.
- Vanilla extract (1 teaspoon): Imparts a warm, inviting aroma that ties all flavors together.
- Crushed pineapple, drained (1/2 cup): Offers a bright, fruity punch that cuts through the richness.
- Chopped pecans (1/2 cup): Adds a satisfying crunch and nutty depth.
- Shredded coconut (1/2 cup): Brings a tropical note and chewy texture that complements the pie perfectly.
How to Make No-Bake Millionaire Pie Recipe
Step 1: Prepare the Crust
Start by mixing your graham cracker crumbs, granulated sugar, and melted butter in a bowl until the texture resembles wet sand. This combination is what gives your pie its sturdy yet crumbly base that holds all the delicious filling above perfectly.
Step 2: Press Into the Pan
Press the crust mixture firmly into the bottom of a 9-inch pie pan. Use the back of a spoon or your fingers to make sure the crust is evenly packed and smooth. This step is key to creating that satisfying crunch in every bite.
Step 3: Make the Filling
In a large bowl, beat the softened cream cheese until creamy and smooth. Then, add the powdered sugar and mix until fully incorporated. This creates the rich, velvety base that will make you swoon.
Step 4: Add Heavy Cream and Condensed Milk
Next, whip the heavy cream until stiff peaks form. Gently fold the whipped cream and the sweetened condensed milk into the cream cheese mixture. This makes the filling beautifully light, while still luxuriously creamy.
Step 5: Incorporate the Add-Ins
Fold in the drained crushed pineapple, chopped pecans, shredded coconut, and vanilla extract. These add-ins give the pie its signature flavor layers—bright, nutty, and tropical—all perfectly balanced.
Step 6: Fill the Crust and Chill
Pour the filling into your prepared crust, smoothing the top with a spatula. Pop the pie into the refrigerator for at least 4 hours, or until it’s fully set. This chilling step is what makes the pie so satisfying to slice and serve.
Step 7: For the Topping (Optional)
If you like, finish your masterpiece with extra shredded coconut, chopped nuts, or even a drizzle of caramel sauce for an extra indulgence. It’s your chance to add a personal touch to your No-Bake Millionaire Pie Recipe.
How to Serve No-Bake Millionaire Pie Recipe

Garnishes
A sprinkle of toasted coconut flakes or a few whole pecans on top adds that perfect visual and textural contrast. Fresh pineapple chunks or a dusting of cinnamon can also brighten the presentation beautifully.
Side Dishes
This pie pairs wonderfully with a cup of freshly brewed coffee or a scoop of vanilla ice cream. A light fruit salad on the side can enhance the tropical vibes and balance out the richness perfectly.
Creative Ways to Present
Serve slices on pretty dessert plates with a drizzle of chocolate or caramel sauce. You can also create individual mini pies using ramekins for a charming presentation that wow guests at any dinner party or celebration.
Make Ahead and Storage
Storing Leftovers
Keep your leftover pie covered in the fridge, and it will stay fresh for up to 3 days. This way, each serving remains luscious and delicious without drying out or losing texture.
Freezing
You can freeze the pie by wrapping it tightly in plastic wrap and then foil. It’s best to consume within one month for optimal flavor and texture. Thaw it overnight in the refrigerator before serving.
Reheating
Since this is a no-bake, chilled dessert, reheating is not necessary and not recommended. It’s best enjoyed cold and creamy straight from the fridge, so always keep it chilled until you are ready to indulge.
FAQs
Can I use crushed cookies instead of graham crackers for the crust?
Absolutely! You can substitute crushed vanilla wafers or digestive biscuits to create a different twist on the crust’s flavor, keeping the same texture and binding method.
Is it possible to make this pie dairy-free?
Yes, choose a dairy-free cream cheese and substitute coconut cream for heavy cream. Use a dairy-free sweetened condensed milk alternative to keep the creamy texture intact.
How long does the No-Bake Millionaire Pie Recipe take to set?
It typically needs at least 4 hours in the refrigerator, but for best results, chilling overnight allows the flavors to meld and the filling to firm up perfectly.
Can I prepare this pie a day in advance?
Definitely! This pie actually tastes better the day after you make it since the flavors have more time to marry, making it a convenient option for parties.
What can I use instead of pecans?
Walnuts, almonds, or even toasted macadamia nuts make great substitutes depending on your preference or what you have on hand. Each will bring a slightly unique crunch and flavor.
Final Thoughts
If you want a dessert that’s quick, impressive, and downright addictive, you have to try this No-Bake Millionaire Pie Recipe. It’s the perfect blend of creamy, crunchy, sweet, and tropical—all without ever heating up your kitchen. Once you make it, I promise this pie will become your go-to treat for any occasion!
Print
No-Bake Millionaire Pie Recipe
- Prep Time: 10 minutes
- Cook Time: 0 minutes
- Total Time: 15 minutes plus chilling time
- Yield: 8 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Description
No-Bake Millionaire Pie is a rich, creamy dessert featuring a buttery graham cracker crust filled with a luscious mixture of cream cheese, sweetened condensed milk, and whipped cream, enhanced with pineapple, pecans, and shredded coconut. This easy-to-make pie is chilled until set and perfect for any occasion when you want a decadent treat without using the oven.
Ingredients
Crust
- 1 1/2 cups graham cracker crumbs
- 1/4 cup granulated sugar
- 1/2 cup unsalted butter, melted
Filling
- 8 oz cream cheese, softened
- 1/2 cup powdered sugar
- 1 cup heavy cream
- 1/2 cup sweetened condensed milk
- 1 teaspoon vanilla extract
- 1/2 cup crushed pineapple, drained
- 1/2 cup chopped pecans
- 1/2 cup shredded coconut
Instructions
- Prepare the crust: In a medium bowl, combine the graham cracker crumbs and granulated sugar. Add the melted butter and stir until the mixture resembles wet sand.
- Press into the pan: Firmly press the crust mixture into the bottom of a 9-inch pie pan to create an even layer. Place the crust in the refrigerator while preparing the filling to help it set.
- Make the filling: In a large bowl, beat the softened cream cheese with the powdered sugar until smooth and creamy.
- Add heavy cream and condensed milk: Slowly incorporate the heavy cream, sweetened condensed milk, and vanilla extract into the cream cheese mixture, beating until well combined and fluffy.
- Incorporate the add-ins: Gently fold in the crushed pineapple, chopped pecans, and shredded coconut until evenly distributed throughout the filling.
- Fill the crust: Pour the filling over the chilled crust and spread it evenly with a spatula.
- Chill: Refrigerate the pie for at least 4 hours, preferably overnight, until the filling is firm and set.
- Top the pie (optional): Before serving, optionally sprinkle additional chopped pecans or shredded coconut on top for garnish.
Notes
- Ensure the cream cheese is softened to avoid lumps in the filling.
- Drain the crushed pineapple well to prevent the pie from becoming soggy.
- Chilling overnight improves the texture and allows flavors to meld.
- This pie is best served cold and should be stored in the refrigerator.
- You can substitute pecans with walnuts or omit nuts if preferred.
- For a lower fat version, use reduced-fat cream cheese and light whipped topping, but this will affect richness.

